Privacy Policy

This Privacy Policy explains how Kushwaha & Co. and its affiliates (collectively "Kushwaha & Co., we, our, us") collect, use, share, protect, and otherwise process your personal data through our website https://suryanshkushwaha.com (the "Platform").

You may be able to browse certain sections of the Platform without registering. By using the Platform, providing your information, or availing any product or service, you consent to the collection, use, and processing of your personal data in accordance with this Privacy Policy, our Terms & Conditions, and applicable Indian laws, including data protection and privacy laws.

If you do not agree to this Privacy Policy, please do not use the Platform.

We do not offer any services outside India, and your personal data will primarily be stored and processed in India.

We may collect the following information:

• Account Information: Name, date of birth, address, email ID, telephone/mobile number, and other information provided during sign-up or registration.
• Sensitive Personal Data (with your consent): Bank account, credit/debit card or other payment instrument details, biometric information (such as facial or physiological data) required to use certain features of the Platform.
• Usage and Behaviour Data: Interaction with the Platform, preferences, and other information you voluntarily provide.
• Transaction Data: Details of transactions on the Platform and related third-party services.
• Third-Party Data: If third-party partners collect your personal data directly, their privacy policies apply, and we are not responsible for their practices.

Important: Never share your PIN, passwords, or sensitive financial information with anyone claiming to be from Kushwaha & Co. If disclosed, report immediately to law enforcement.

We use your personal data to:

• Provide, maintain, and personalise our services;
• Process payments and transactions;
• Assist business partners in fulfilling orders and providing services;
• Enhance your experience and improve the Platform;
• Communicate offers, updates, and information (where permitted);
• Detect, prevent, and investigate fraud or illegal activities;
• Enforce our Terms & Conditions; and
• Conduct research, analysis, surveys, and marketing activities.

If you do not provide certain information, some services or features may not be available.

We may share your personal data with:

• Internal entities and affiliates to provide services and marketing, unless you opt out;
• Third-party service providers, including logistics partners, payment processors, and reward programme operators, for fulfilment of services;
• Government or law enforcement agencies when required by law, to respond to legal processes, or to protect our rights, property, or safety of users;
• Third-party rights holders to respond to claims regarding intellectual property or other rights violations.

We do not sell your personal data.

We adopt reasonable technical and organisational measures to protect your personal data from unauthorised access, disclosure, loss, or misuse.

However, no system is completely secure. By using the Platform, you acknowledge the inherent risks of transmitting information over the internet. You are responsible for safeguarding your login credentials.

You may request deletion of your account through the Platform or by contacting us. Account deletion will remove your personal data, subject to:

• Pending grievances, claims, or transactions; and
• Legal obligations requiring data retention.

We retain personal data only as long as necessary to provide services or comply with legal obligations. Data may be retained in anonymised form for research and analytical purposes.

You may access, update, and correct your personal data through Platform features or by contacting us. You may also withdraw consent for processing personal data by contacting us.

Please note that withdrawal of consent will not be retrospective and may limit or restrict access to certain services.

By using the Platform, you consent to the collection, use, storage, and disclosure of your personal data in accordance with this Privacy Policy.

If you provide personal data about other individuals, you confirm you have the authority to share it. We may contact you via SMS, email, calls, or messaging apps for purposes outlined in this Privacy Policy.

The Platform is not directed towards children under the minimum digital consent age in their country (13 in the US; 16 in the EU unless lowered by law).

By using the Platform, you confirm that you meet the minimum legal age in your jurisdiction or have obtained verifiable parental consent. We do not knowingly collect personal data from children without consent.

We are committed to protecting your privacy and minimizing the use of cookies and tracking technologies on our Platform.

The Platform integrates with the following third-party services:

• YouTube: For embedded educational videos (privacy-enhanced mode)
• Cashfree Payments India Private Limited: For payment processing
• Cal.com: For consultation booking and scheduling
• Supabase: For database and authentication services
• Vercel: For hosting and analytics

Each of these services operates under its own privacy policy and terms of service. We are not responsible for the accuracy, legality, or privacy practices of third-party services. Your use of these services is subject to their respective terms and policies. We encourage you to review their privacy policies (linked above) to understand how they collect, use, and protect your data.